Work exclusively with the Agent during the term of this agreement.
Pay Agent, directly or indirectly, the compensation set forth above.
Comply with the reasonable request of Agent to supply any pertinent financial or personal data needed to fulfill the terms of this agreement.
Be available for reasonable periods of time to examine properties.
Pay for all products and or services required in the examination and evaluation of properties (examples: surveys, water/soil test, title reports, property inspections, Etc.)
Performing the terms of this agreement.
Seeking property at a price and terms acceptable to Buyer
Presenting in a timely manner all written offers or counteroffers to and from Buyer.
Disclosing to Buyer all material facts related to the property or concerning the transaction of which Agent has actual knowledge.
Accounting for in a timely manner all money and property received in which Buyer has or may have an interest. Unless otherwise provided by law or Buyer consents in writing to the release of the information Agent shall maintain the confidentiality of all personal and financial information or other matters identified as confidential by Buyer, if that information is received from Buyer during the brokerage relationship. In satisfying these duties, Agent shall exercise ordinary care, comply with all applicable laws and regulations, and treat all prospective sellers' honestly and knowingly give them false information. In addition, Agent may show the same property to other buyers, represent sellers relative to other properties, or provide assistance to a seller or prospective seller by performing ministerial acts are not inconsistent with Agents duties under this Agreement. Upon closing any sale of property not entered in a listing service of which Agent is a member; Buyer authorizes Agent to submit pertinent information concerning the property, including sales price, to such listing service.
Why should I be Pre-Approved?
Important questions to consider before you buy a home.
Exactly how much of a home can I buy?
By getting pre-approved before you make an offer, you will be certain of the amount of the loan you will qualify for.
A good lender can proved you with full credit approval in advanced, which will allow you to shop as a cash buyer. With written approval in you hand, you can make a more aggressive negotiation and this could save you thousands of dollars on you purchase.
There are so many loan options...How will I know which one is best for me?
When you are pre-approved, you will have access to thousands of loan programs. Your lender will determine what programs you do qualify for, and narrow it down to the one that is right for your long term goals.
What will my payments be?
The amount of your monthly payment depends on the specific loan program you choose.
What is credit scoring and how does it work?
Credit scoring is an evaluation system used by lenders to help them determine whether or not they should lend you money. This system grades you based on 5 different factors, including your payment history, outstanding credit balances, inquires on you credit record. Points are awarded for each factor, with a high score being favorable.
How much does it cost to be pre-approved?
Absolutely nothing! You have nothing to loose and everything to gain. Lenders provide free consultation to all their clients.
How will pre-approval benefit me when I make an offer?
Full credit approval gives you buying power. It allows you to shop as a cash buyer; you can negotiate more aggressively and potentially save thousands of dollars. The Seller will take your offer more seriously because they will know you already have approval from a lender.
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